[palmimports]

Originally Posted by Sea Vulture

To add to this thread, I filed a Pay Pal and here are the results:


After careful review, we have concluded our investigation of the Buyer Complaint described below.
We have decided in your favor, however, we were unable to recover any funds from the seller's account. As stated in the PayPal User Agreement, recovery of funds associated with a Buyer Complaint cannot be guaranteed.
Please know that we will make our best effort to recover the funds in question if they become available in the seller's account in the future and will take appropriate action against the seller. Such action may include issuing a warning, a temporary restriction, or terminating the account.
Keep in mind that PayPal uses a number of factors to determine when to take action, including member complaints. Due to privacy laws, we cannot discuss the details of any action taken. We hope you understand our policy and that it assures you that you are safe using PayPal.

-----------------------------------
Transaction Details
-----------------------------------

Seller's Name: michael McDonnell
Seller's Email: micdm197@yahoo.com
Seller's Transaction ID: 4B4628598G035703W
Transaction Date: May 5, 2008
Transaction Amount: -$180.00 USD
Your Transaction ID: XXXXXX
Case Number: XXXXXX
Buyer's Transaction ID: XXXXXXX

Basically, I won the dispute and Paypal is attempting to collect the funds. If he doesn't pay, he gets shut down on Paypal, per the customer relations rep I spoke to at length.

Without getting into specifics, something tells me hasn't been involved in a civil suit before. I wonder how he would respond to discovery questions? Perjury really pisses off a judge. At $300/hr for an attorney, he may want to resolve the outstanding issues. A class action suit can't be fun.

As a reminder to anyone who feels they have been burned, FILE A COMPLAINT!!!! Paypal WILL take action, so will Ebay.

I'm not grasping something here- doesnt paypal have a protection plan in place for just this type of problem? Dont Paypal reimburse you or is their guarantee ONLY if they can recover funds from the seller...

[Sea Vulture]

Originally Posted by palmimports

I'm not grasping something here- doesnt paypal have a protection plan in place for just this type of problem? Dont Paypal reimburse you or is their guarantee ONLY if they can recover funds from the seller...

Mine was purchased outside of eBay. If it's done through eBay, that's a different story.

[David P]

Here is another auction that recently ended. The MGM quarters that he ususlly sells for $2.25 each went for just about a buck each for 50. I wonder if this buyer will ever see his/her chips?

(50) QUARTERS CASINO CHIP MGM GRAND (NEW) DETROIT .25 - eBay (item 180252416750 end time Jun-17-08 07:36:09 PDT)

[JM]

Originally Posted by palmimports

I'm not grasping something here- doesnt paypal have a protection plan in place for just this type of problem? Dont Paypal reimburse you or is their guarantee ONLY if they can recover funds from the seller...

Bingo! You got it right Joe, isn't that a great guarantee they have there at paypal. Oh trust us, we'll protect you (as long as we don't have to pay anything out of our pockets in the end!). That's all in the nitty gritty fine print they don't want you to read. Always use a CC when dealing with someone you don't know via paypal, they are the only ones who really WILL get your money back in the end.

Paypal gets the best of both worlds, they get their fees from the money recipient AND don't have to refund the buyer if things go south. Nice.

BTW, love the new avatar Joe!

[JM]

Originally Posted by Shed

My guess before I read this was that the seller didn't like the amount the chips sold for and is using my requests as their reason to get out of the transaction.

I'm certain that is the reason he canceled the transaction with you. What a slime ball

[palmimports]

Originally Posted by JM

Bingo! You got it right Joe, isn't that a great guarantee they have there at paypal. Oh trust us, we'll protect you (as long as we don't have to pay anything out of our pockets in the end!). That's all in the nitty gritty fine print they don't want you to read. Always use a CC when dealing with someone you don't know via paypal, they are the only ones who really WILL get your money back in the end.

Paypal gets the best of both worlds, they get their fees from the money recipient AND don't have to refund the buyer if things go south. Nice.

BTW, love the new avatar Joe!

This is why alot of people turn away from paypal-
Thanks- we had our graphics team work on this today- its not quite finshed yet- maybe a bolder circle- thinking about a slight tinge of grey on the color--
it will get there soon- THanks

[JM]

Originally Posted by palmimports

This is why alot of people turn away from paypal-
Thanks- we had our graphics team work on this today- its not quite finshed yet- maybe a bolder circle- thinking about a slight tinge of grey on the color--
it will get there soon- THanks

Can it be customized? I want shaped inlays

[rakrul]

Originally Posted by David P

Here is another auction that recently ended. The MGM quarters that he ususlly sells for $2.25 each went for just about a buck each for 50. I wonder if this buyer will ever see his/her chips?

(50) QUARTERS CASINO CHIP MGM GRAND (NEW) DETROIT .25 - eBay (item 180252416750 end time Jun-17-08 07:36:09 PDT)

Can't we message the buyer and show him this link? So he makes sure he does everything properly (like gets insurance and so on)?

[usnavy2002]

I have to post here.....after reading 19 pages.

I always use Paypal funded with a visa credit card and get insurance.

I thought I would be good but apparently Paypal protection is useless?

Good luck to all of you who got screwed over.....hopefully he will get what's coming to him

[weak]

paypal protection is indeed useless, and i will believe that seavulture got his money back when he posts confirmation.
the only thing you can do is to use a credit card to fund your paypal payments. you can always tell your cc company that you want a chargeback, and paypal can do nothing about it. you can easily notice that by reading through their guidelines. they suggest that buyers should never use chargeback (poor paypal might lose money), but on the other hand if you're a seller they can't help you in case of a chargeback...

from the paypal website:

In a dispute over a chargeback, the decision is ultimately made by the credit card company and PayPal cannot control the outcome.