I'll update...
After getting all this info, I ended up going with Pokerstars. Here's why:
I knew that from February - May I wouldn't be able to play much. Just a couple times a week for an hour or so. Well, FullTilt has a HUGE bonus offer of 100% of your deposit up to $600. That's big. The problem is, you only have 2 months to earn the bonus.
So, I knew that I wouldn't be playing enough to earn that bonus until this summer. So, I signed up for Pokerstars, which has a smaller bonus (I think it was $50 max or something), and you have 6 months to earn it. I just deposited $100 on p* with the idea of getting that match and then when the summer came and I was able to play more, I'd withdrawal most of that money and deposit most of my bankroll ($600) on fulltilt to take advantage of the $600 bonus.
Fulltilt also has the capability for rakeback, which is nice as well. Overall, Fulltilt beats P* in most of the important areas for me: Their bonus is WAY better, they have rakeback as a possibility, and I just like the overall feel of the gameplay better (although this is highly subjective).
The one thing that P* has better than Full-tilt is their deposit methods, IMO. On P* you can do an eCheck, straight from your checking account, and it works sweet. No charges at all, shows up as something non-poker related on your statement. Loved it.
Full-Tilt only has eCheck for select US players (which means, not new users). So, since I don't have a Visa, and Mastercard is really strict on gaming related charges, I had to do this thing called Ultra Prepaid. It worked fine, but was alittle bit of a pain, and there was a charge of around 3.5%, which sucks.
That's my update
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