[Vince]

I would only chop it when your opponent offers you a (slighty) better part the the chipstack odds.
means your Stack 10.000, his 2.500, I would except a better part then 3/4.
Always depending of the winning chances your opponent has. Here is would definitly take more, with stacks like 7.000 and 5.500 I would go and chop it right away.
Always depending of the mood I'm in and the price money.
For a home game where the winner takes 15 bucks I'd always fight to the bitter end